Plans & Coverage

Real Coverage. Real Numbers. Built for Vet Clinics.

Veterinary Benefits Group brings affordable, comprehensive health benefits to NC and SC veterinary practices — with transparent costs, easy setup, and a hands-off experience for you and your office manager.

What your team pays

Clear costs. No surprises.

Here's exactly what your team pays when they need care.

Primary Care Doctor Visit$20 co-pay
Specialist Visit$50 co-pay
Urgent Care Visit$50 co-pay
Chiropractic Care$35 co-pay
Diagnostic X-Ray$50 co-pay
Annual IUA$2,500

Preventative care — 100% covered

All preventative services are covered at no cost to your employees. No co-pays, no deductible.

  • Colonoscopies
  • Mammograms
  • Pap smears
  • Annual physicals
  • Immunizations & vaccines
  • Blood pressure & cholesterol screenings
  • Diabetes screenings
  • Well-woman & well-man visits
ICHRA Approved

ICHRA approved

Our plans are fully compatible with Individual Coverage Health Reimbursement Arrangements (ICHRA), giving practice owners a flexible, tax-advantaged way to fund employee benefits without the administrative burden of a traditional group plan.

ICHRA advantages for your practice:

  • Tax-advantaged reimbursements for employees
  • No minimum participation requirements
  • Works alongside individual market plans
  • Flexible contribution amounts by employee class
  • Reduces administrative burden on your office

Hands-off setup

Setup that doesn't add to your to-do list

We know you didn't open a veterinary practice to manage HR paperwork. That's why we handle it.

01

One conversation

Tell us about your practice — headcount, current coverage, and what matters most to your team. We handle the rest.

02

We build your plan

Our team puts together a coverage recommendation tailored to your clinic's size and staffing model. No forms to fill out, no RFPs to manage.

03

Enrollment handled for you

We walk your employees through enrollment directly — your office manager doesn't need to become a benefits expert overnight.

04

Ongoing support included

Questions mid-year? Coverage changes? We're your dedicated point of contact — not a call center.

Provider network

A vast network your team can actually use

Our plans connect your employees to one of the largest provider networks in the country — thousands of primary care doctors, specialists, urgent care centers, and hospitals across North Carolina and South Carolina. Finding an in-network provider is never a hassle.

Pricing

Affordable rates that make sense for a vet practice

We've negotiated group rates specifically for veterinary practices — so you get the buying power of a large employer without needing to be one. Competitive monthly premiums, transparent pricing, and no hidden fees.

Optional add-ons

Supplemental benefits to round out your coverage

Life Insurance

Term and whole life options for employees and key-person coverage for practice owners.

Short-Term Disability

Income replacement coverage for illness, injury, or maternity leave.

Long-Term Disability

Extended income protection for serious or chronic conditions.

Occupational Health Rider

Specialized coverage for zoonotic exposure, animal bites, and needle-stick incidents common in veterinary settings.

Employee Assistance Program

Confidential counseling, financial guidance, and wellness resources for your entire team.

Not sure which plan fits your practice?

We'll review your clinic's size, staffing model, and current coverage — and put together a recommendation at no cost.